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  3. Impact Assessment of Microfinance Institution: A Case Study of Kashf Foundation
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Muhammad Muzammal Murtaza , Dr. Muhammad Ahmad

Impact Assessment of Microfinance Institution: A Case Study of Kashf Foundation

This study an investigation regarding the impact of Kashf Foundation to alleviate poverty in Pakistan? We collected primary cross sectional data for the year 2016 from the clients of the cities of Chak Jhumraha and Sanghla (Punjab province, Pakistan) branches of Kashf Foundation through a structured questionnaire. Study covered education, health, shelter, transportation, societal and nutritional aspects of life of clients before and after association with Kashf Foundation. The results reveal that Kashf Foundation has a significant impact over its clients. Wilcoxon Signed Rank Test’s p-value (0.000) shows that in all aspects of life taken in this research micro credit of Kashf Foundation created a significant positive impact. Furthermore, results show that Kashf Foundation has made higher impact on clients associated with it for the last three years. Further, 68% married clients are better off than unmarried clients. Overall the results depict that Kashf Foundation has a significant impact on poverty alleviation in the cities of Chak Jhumrah and Sanghala.

Keywords: Microfinance, Impact Assessment, Wilcoxon Signed Rank Test